Licensed Public Adjuster Serving NY & NJ

FAQ

We handle fire, water, storm, mold, and structural damage claims for property owners.

Answer's To Your Queries

A public adjuster is a licensed professional that policyholders hire to represent their interest in an insurance claim.

Claims can be stressful, time consuming, and doing it solo can get you a smaller payout. Most claimants that hire a public adjuster receive a higher settlement. If you’re not familiar with construction and insurance law and don’t have the 5 years of training that we have, you probably will receive much less than if you hire us.

1) Despite claims from various contractors, we have yet to find anyone consistently achieving optimal results
2) I took over a lot of claims after contractors gave up.
3) most contractors that handle insurance claims for free charge you more than 10% extra on the rebuild vs a cash job.
4) because of screwups, it’s illegal for contactors to take care of a claim.

Yes, we have overturned several denials. It’s in your best interest to always get a second opinion from a licensed public adjuster.

I haven’t found anyone yet, that made a claim above $20,000 that lost out or regretted their claim, because their premium went up. All claims should go off the record for premium increase after 7 years.

Everything we do is 100% legal and ethical. We don’t lie or manufacture damage, because we get great settlements without doing that. If you lie to us we can’t guarantee a great settlement.

Our fee on new claims is around 10% Contingency, with NO upfront costs or additional fees. (the average lawyer costs 30% or more). On new claims we can make sure you that no money will need to come out of pocket, sometimes you’ll need to pay your deductible.

The reasons why you should hire a Public Adjuster ASAP….

  1. If you don’t document the claim correctly, evidence can get lost and it might be too late to recover.

  2. Your words can be taken out of context, and it might be used against you.

  3. Do you know the difference between a  water backup,  blockage, pipe burst , overflow and flood? people have used the wrong word and got denied when they shouldn’t of.

  4. If nobody makes a thorough examination of your property, and 6 months later you find damage. How will you prove it’s related to the claim and not wear and tear.

  5.  why would you trust the person owing you the money,  to be 100% honest and give you the maximum you’re entitled?!

  6. If you don’t know your obligations to prove your loss, how are you going to perform it?   -Cal Spoon

  1. We can take care of every part of the claim, including Dwelling, Personal Property, Additional Living Expenses, dealing with your mortgage company etc. But, we will not help you with conflict resolution with your contractor.
  2. We find hidden and overlooked damage, and get you compensated for it.
  3. We know the insurance rules well, and ensure they don’t take advantage of you.