Fire & Water Damage Claims in NY & NJ

When fire or water strikes your property, the damage goes beyond what’s visible. Fire leaves behind smoke damage, while water seeps into walls causing mold and structural issues. Insurance companies know this but often overlook these hidden problems during their inspection.

Fire Damage Claims

Fire damage claims are complex. Beyond the obvious burn damage, smoke and soot can travel through your entire property. Air ducts, electrical systems, and personal items often need replacement – not just cleaning. Insurance companies frequently undervalue these secondary damages.

Our fire claim process covers:

– Complete building damage assessment
– Smoke and soot documentation
– Air quality testing
– Personal property inventory
– Hidden electrical damage inspection
– Structural safety evaluation

Water Damage Settlement

Water damage claims need fast action. Every hour water sits in your property, it causes more damage. From warped floors to damaged drywall, the costs add up quickly. Insurance adjusters often miss long-term problems like:

• Hidden moisture behind walls
• Potential mold growth areas
• Foundation seepage issues
• Damaged insulation
• Compromised electrical systems

That’s why property owners across New York and New Jersey trust us with their fire and water damage claims. We document everything, handle all insurance company communication, and make sure you get paid enough to fix everything properly – not just patch over the problems.